Downtown Loans

The Downtown Revitalization Loan Program is a flexible financing program designed to encourage investments within the Downtown Urban Renewal District that contribute to the economic vibrancy and density goals for downtown. The program is also designed to be responsive to unique redevelopment opportunities, specific downtown redevelopment challenges, and specific individual project financing needs. Program funds may be used to aid in:
  • Accessibility improvements
  • Building rehabilitation or renovation
  • Facade improvements
  • Historic preservation
  • Pedestrian cover
  • Tenant improvements

Other Related Information


  • $50 non-refundable application fee
  • 1% loan fee

Interest Rate

  • The interest rate is fixed, typically below market, for the term of the loan.

Loan Amount

  • $10,000 - $500,000: dependent upon availability of funds.
  • Applications for larger or smaller loan amounts may be considered on a case by case basis.

Loan Term

  • Repayment terms are structured to meet individual project needs.

Matching Funds

  • Project financing between 25-50% of eligible project costs.

Related Closing Costs Eligibility

  • Located within the Downtown Urban Renewal District (see map below.)
  • Property owners
  • Tenants


Acceptable collateral generally includes:
  • Business assets
  • Real property
  • Personal guarantees


Map of the zoning area for DRLP

Contact Us

  1. Aaron Doreen

    Business Loan Analyst
    99 W 10th Ave
    Eugene, OR 97401
    Ph: 541-682-5448
    Fx: 541-682-5572