Emergency Minor Home Repair (EmHR):
This is a critical repair program that provides assistance to eligible homeowners to correct conditions that create an immediate threat to the health and safety of the occupants or could cause rapid deterioration of the structure. Examples of eligible repairs are: leaking roofs, electrical plumbing or heat system repairs and basic security measures (doors that will not lock.)
An additional component of this program is the installation of accessibility improvements to remove architectural barriers in a home. Examples of these improvements are ramps, grab bars, accessible showers, enlarging or reversing door swings.
Assistance up to a maximum of $5,000 is available in the form of grants or deferred zero interest loans. Tenants may be eligible for accessibility improvement grants subject to Fair Market Rent limitations and approval of the owner.
Homeowner Rehabilitation (OOR):
The Homeowner rehabilitation program provides for low interest amortized loans to a maximum of $25,000 for the rehabilitation of an owner occupied property. The replacement of at least one major component such as a new roof, HAVC system, whole house re-plumbing or re-wiring is required.
Homeowner Single Purpose Rehabilitation Program (OOSPR):
Provides low-interest loans for the purpose of installing new roof systems or the installation of new efficient energy star rated HVAC systems.
Rental Rehabilitation (RR):
Owners of rental properties may be eligible for low interest fully amortized loans for the rehabilitation of multi-unit properties. Properties must provide for affordable rents to be eligible.
Homebuyer Assistance Program (HAP):
First-time Homebuyers may receive assistance to a maximum of $10,000, in the form a deferred zero interest loan to help defray the down payment and closing cost requirements for the purchase of their home.